| Dhana | Dhana | Money accumulates. Not necessarily a windfall — more that wealth builds steadily across your life and tends to stay. | 2nd lord and 11th lord in conjunction, exchange, or mutual kendra |
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| Kalanidhi | Dhana | Cultivated taste and knowledge. Associated with learning in the arts, being widely respected, and the comfort that tends to come with it. | Jupiter in 2nd or 5th house, conjunct or aspected by both Mercury and Venus |
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| Saraswati | Dhana | A gift with words and ideas. Associated with scholarship, writing or teaching, and with earning both respect and a living from your mind. | Jupiter in Sagittarius, Pisces, or Cancer; Venus and Mercury in kendra or trikona |
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| Vasumati | Dhana | Financial self-sufficiency. Associated with not having to depend on anyone, and with resources you have built yourself. | Jupiter, Venus, Mercury, and Moon all in houses 3, 6, 10, or 11 |
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| Manglik Dosha | Dosha | Mars sitting where the tradition says it strains marriage — associated with delays, friction with a partner, or separation. Very commonly cancelled by other placements, and traditionally neutralised when both partners have it. | Mars occupies houses 1, 2, 4, 7, 8, or 12 from lagna or from Moon or Venus |
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| Anapha | Lunar | Health and a good name. Associated with physical wellbeing, a pleasant presence, and contentment. | Any planet except Sun occupies the 12th house from Moon |
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| Durudhara | Lunar | Comfort and generosity together. Associated with enjoying what you earn, sharing it, and being well thought of. | Planets (not Sun) in both 2nd and 12th from Moon |
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| Gajakesari | Lunar | One of the best-known combinations in Jyotish. Associated with intelligence, a good reputation, and a sense that things work out — the texts say it dispels poverty and confusion. | Jupiter in 1st, 4th, 7th, or 10th house from Moon's position |
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| Kemadruma | Lunar | The Moon standing alone, with no planets beside it. The tradition links this to spells of isolation and financial strain, and to a restless mind. It is very often cancelled by other placements — worth checking whether yours is. | No planet (except Rahu/Ketu/Sun) in 2nd or 12th from Moon; Moon not with or aspected by benefics |
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| Shakata | Lunar | Fortune that turns like a wheel. Associated with a life of ups and downs rather than a steady climb — good stretches and lean ones, in turn. | Moon is in 6th, 8th, or 12th house from Jupiter's position |
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| Sunapha | Lunar | Wealth you make yourself. Associated with self-earned prosperity and rising well beyond where you started. | Any planet except Sun occupies the 2nd house from Moon |
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| Ubhayachari | Lunar | Presence. Associated with carrying yourself well and being widely spoken of. | Planets (not Moon) in both 2nd and 12th from Sun |
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| Vesi | Lunar | Steadiness of character. The precise effect depends on which planet sits with the Sun, but broadly this is associated with honesty and a sound constitution. | Any planet except Moon in 2nd from Sun |
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| Vosi | Lunar | Learning and giving. The precise effect depends on the planet involved; broadly associated with knowledge, charity and a public name. | Any planet except Moon in 12th from Sun |
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| Gola | Nabhasa | Every planet crowded into a single house. The classical texts read this harshly; in practice it points to a narrow concentration of energy and a struggle to spread yourself across the different areas of life. | All planets occupy exactly 1 zodiac sign |
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| Graha Malika | Nabhasa | Planets forming an unbroken chain around the chart. Associated with fame, authority, and influence that builds on itself. | Planets occupy 7 consecutive houses with no gap |
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| Kedara | Nabhasa | Practical usefulness. Associated with work that feeds people, literally or otherwise, and with being of help to many. | All planets occupy exactly 4 zodiac signs |
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| Mala | Nabhasa | Ease and enjoyment. Associated with comfort, happiness, and being well thought of. | Jupiter, Venus, Mercury, Moon all in houses 1, 4, 7, 10 |
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| Musala | Nabhasa | Firmness. Associated with determination, honesty, and wealth built largely by refusing to budge. | All occupied signs are fixed (Sthira): Taurus, Leo, Scorpio, Aquarius |
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| Nala | Nabhasa | Craft and skill. Associated with real ability in arts or handwork, with the tradition also noting a persuasive streak that can shade into manipulation. | All occupied signs are dual (Dwiswabhava): Gemini, Virgo, Sagittarius, Pisces |
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| Paasha | Nabhasa | Bound by obligations. Associated with genuine skill, but also with a life crowded by duties and a difficulty saying no. | All planets occupy exactly 5 consecutive zodiac signs |
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| Rajju | Nabhasa | Restlessness in a productive form. Associated with travel, movement, and work that does not keep you in one place. | All occupied signs are movable (Chara): Aries, Cancer, Libra, Capricorn |
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| Sarpa | Nabhasa | A pattern the tradition associates with dependency and hardship. Read it as a caution about relying too heavily on others rather than as a verdict — remedies and the rest of the chart matter a great deal here. | Sun, Mars, Saturn (and/or Rahu, Ketu) all in houses 1, 4, 7, 10 |
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| Shula | Nabhasa | A fighting spirit. Associated with boldness and courage, with the caution that it can spill into conflict you did not need. | All planets occupy exactly 3 zodiac signs |
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| Yuga | Nabhasa | Going against the grain. Associated with unconventional views and some distance from the mainstream — uncomfortable at times, original at others. | All planets occupy exactly 2 zodiac signs |
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| Amala | Other | A clean reputation. Associated with conduct that stands up to scrutiny, a lasting good name, and the prosperity that tends to follow it. | 10th house from lagna and from Moon occupied only by benefics |
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| Dainya Parivartana | Other | Two areas of life exchanging difficulty, each complicating the other. Associated with mixed results, health strain and friction — a pattern to manage rather than a fixed outcome. | Exchange between dusthana (6,8,12) lord and another house lord |
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| Kala Sarpa | Other | Every planet held between Rahu and Ketu. Associated with delays and obstacles, and with a strongly karmic feel to life — frequently alongside real spiritual depth. | All 7 planets (Sun, Moon, Mars, Mercury, Jupiter, Venus, Saturn) occupy only the signs between Rahu and Ketu in one direction |
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| Papa Kartari | Other | Squeezed on both sides, with difficult planets pressing an area of life. Associated with pressure there, often on health, and usually more so earlier in life. | Houses 2nd and 12th from lagna occupied by malefics (Sun, Mars, Saturn, Rahu, Ketu) |
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| Shubha Kartari | Other | Protected on both sides, with benefic planets shielding an area of your life. Associated with prosperity and an easier passage through it. | Houses 2nd and 12th from lagna occupied by benefics (Jupiter, Venus, Mercury, Moon) |
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| Vanchana Kapata | Other | The classical texts name this one bluntly. Read it as a caution rather than a character verdict: a pull toward concealment or shortcuts when under pressure, worth being honest with yourself about. | Lagna lord and Moon in 12th house, aspected by Saturn |
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| Bhadra | Panch Mahapurusha | A quick mind and a way with words. Learning comes easily and you explain things well, which tends to show up as success in writing, teaching, analysis or business. | Mercury in Gemini, Virgo (own/exalt) and in house 1, 4, 7, or 10 |
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| Hamsa | Panch Mahapurusha | People trust you. Associated with a principled nature, a comfortable life and real happiness in family — the sort of person others come to for advice. | Jupiter in Sagittarius, Pisces (own) or Cancer (exalt) and in house 1, 4, 7, or 10 |
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| Malavya | Panch Mahapurusha | An eye for beauty and a life with comfort in it. Associated with charm, artistic taste, a happy marriage and a strong constitution. | Venus in Taurus, Libra (own) or Pisces (exalt) and in house 1, 4, 7, or 10 |
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| Ruchaka | Panch Mahapurusha | Physical courage and a competitive streak. You tend to lead from the front and do well at anything demanding stamina or nerve, with things typically coming together from your twenties onward. | Mars in Aries, Scorpio (own) or Capricorn (exalt) and in house 1, 4, 7, or 10 |
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| Shasha | Panch Mahapurusha | Authority earned through discipline. You can direct people and endure what others will not, though the tradition notes this same power can be used ruthlessly — how you wield it matters. | Saturn in Capricorn, Aquarius (own) or Libra (exalt) and in house 1, 4, 7, or 10 |
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| Adhi | Raja | Quiet, durable success. Associated with a long life, a good name, and reaching a position where people defer to you without your having to demand it. | No planet in the 1st house, all other houses have at least one planet |
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| Chamara | Raja | Learning that earns favour. Associated with scholarship, articulate speech, a long life, and support from people in positions of power. | Lagna lord in exaltation in kendra (1,4,7,10) aspected by Jupiter |
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| Chandra-Mangal | Raja | A head for money paired with nerve. Associated with earning through enterprise, trading or calculated risk, and often with strong support from your mother. | Moon and Mars conjunct or in 7th from each other |
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| Dharma Karmadhipati | Raja | One of the strongest combinations in Vedic astrology. Your sense of duty and your career pull in the same direction, which tends to produce genuine standing in your field. | 9th lord and 10th lord conjunct, in mutual aspect, or in each other's houses |
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| Guru-Mangal | Raja | Wisdom with drive behind it. Associated with courage guided by principle, physical capability, and a real impulse to give something back. | Jupiter and Mars conjunct or in 7th from each other |
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| Kahala | Raja | Stubborn courage. You do not frighten easily and can drive a group forward, though the same obstinacy can make you difficult to argue with. | 4th lord and 9th lord in mutual kendra AND lagna lord strong |
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| Lakshmi | Raja | Prosperity that shows. Money and comfort tend to arrive through good fortune, family, or work connected with beauty and quality, rather than through grinding for it. | 9th lord in own sign or exaltation AND Venus in kendra or trikona |
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| Maha Parivartana | Raja | Two areas of your life trading strength with each other, each making the other work. One of the most powerful patterns in a chart. | Lord of kendra/trikona in another kendra/trikona sign while its lord returns the favour |
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| Neechabhanga Raja | Raja | A difficult start that turns. A weakness in the chart is cancelled by another placement, so early struggle tends to convert into later success — often the more solid for having been earned. | A planet is debilitated AND one of: (a) dispositor in kendra, (b) lord of exaltation sign in kendra, (c) debilitated planet in mutual aspect with exaltation lord, (d) debilitated planet in kendra from Moon or lagna |
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| Parvata | Raja | Generosity and standing in your community. Associated with wealth used well, persuasive speech, and becoming someone locally known and respected. | Benefics in kendras; 6th, 8th, 12th empty OR occupied by benefics |
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| Pushkala | Raja | Command of a room. Associated with wealth, persuasive speech, and being treated with the deference usually reserved for leaders. | Moon's dispositor conjunct lagna lord in a kendra, Moon in own sign or exaltation |
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| Shankha | Raja | Long life and a giving nature. Associated with learning, devotion, and using what you have for other people's benefit. | 5th lord and 6th lord in mutual kendra AND lagna lord strong |
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| Budhaditya | Solar | Sun and Mercury together, giving a sharp and articulate mind. Associated with intelligence, skill, standing within your family, and favour from institutions or government. | Sun and Mercury conjunct in the same sign (Mercury not combust — within 1°) |
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| Harsha | Viparita Raja | Strength that comes from difficulty. Associated with good health, and with rivals and obstacles falling away rather than defeating you. | Lord of 6th house in 6th, 8th, or 12th |
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| Sarala | Viparita Raja | Fearlessness born of hard experience. Associated with long life, learning, and coming through crises better off than you went in. | Lord of 8th house in 6th, 8th, or 12th |
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| Vimala | Viparita Raja | Independence and low overheads. Associated with living within your means, keeping your own counsel, and a contented later life. | Lord of 12th house in 6th, 8th, or 12th |
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